Fee Calculator

Understanding our fees

Our fees are transparent, fair and easy to understand, in fact we’ve made the below guide to ensure your total peace of mind when it comes to understanding the cost of financial advice at Rosebridge. Just add the detail below and our fee calculator will do the rest. Paying for expert, professional and trusted financial advice could vastly improve your ability to achieve your life goals.

Our initial meeting

The first meeting is free of charge at our offices, we provide the coffee (or multiple flavoured teas) over an informal meeting. If we both like each other, we agree how we can work together for the future.Prior to any fees being charged we agree a scope of work and confirm the fees , fees are charged in three ways:

• Fixed fee Financial Plan.
• A fee to implement the agreed financial plan
• Ongoing annual advice and service fee.

Fixed fee financial plan

Our fixed fee for producing a standard financial plan is £2,500, this is based on one pension, investment and life policy. The plan cost increases based on the number of pensions, investments and life policies you hold along with additional legal entities (a business, registered trust or charity) in your plan.

Implementation fee - Financial plan

Your Financial Plan will include recommendations, this may include new investments, pensions, life cover along with recommendations of restructuring trust, wills, limited companies and lasting powers of attorney.

Continuing advice fees

Once we have implemented your Financial Plan, we provide an ongoing service, this allows us to review and discuss potential changes to the plans, keeping you on focus to achieving your life goals and objectives, whilst we overview the investments and tax changes.

Total fee: £5,500

Total recurring: £3,000

Once we have implemented your Financial Plan, we provide an ongoing service, this allows us to review and discuss potential changes to the plans, keeping you on focus to achieving your life goals and objectives, whilst we overview the investments and tax changes.

Will I have to pay any further fees?

Alongside the fees for our professional planning and advice, you can expect to receive ongoing charges from third parties with whom the funds themselves are invested. The cost depends on the portfolio chosen and the amount you invest, any additional fees will be discussed upfront, prior to any implementation.Using a passive investment solution as an example, if you invested £1,000,000 you can expect the annual fees from the provider to look something like this:

• Discretionary management fee: 0.05% (£500).
• Costs of underlying financial instruments: 0.23% (£2,300).
• Wrap platform: 0.15% (£1,500).
• Rosebridge fee: 1% (£10,000).
• Total fee: 1.43% (£14,300) on a £1,000,000 investment).

To find out more please get in touch –

enquiries@rosebridgeltd.co.uk

01204 300010